Ms. Lamm-Tennant has been a director since March 1, 2018. Ms. Lamm-Tennant is a global entrepreneur with over 35 years of experience in building, operating and governing business with a proven track record in synthesizing strategy and innovation with result focused execution. From December 2015 to May 2020, Joan was the founder and served as the Chief Executive Officer of Blue Marble Microinsurance, a corporation formed by a consortium of eight insurance entities for the purpose of developing service ventures enabling the insurers to enter the microinsurance market. Prior to founding Blue Marble, Ms. Lamm-Tennant was the Global Chief Economist and Risk Strategist of Guy Carpenter & Company, LLC, the reinsurance and risk advisory operating company of Marsh & McLennan Companies. Prior to joining Guy Carpenter in 2007, Ms. Lamm-Tennant was the founding President of General Reinsurance Capital Consultants. In parallel to her industry experience, Ms. Lamm-Tennant had an academic career of over thirty years. She was a tenured Professor of Finance at Villanova University where she held the Thomas Labrecque Chair in Business. Most recently, Ms. Lamm-Tennant was an Adjunct Professor at the Wharton School, University of Pennsylvania where she held the Laurence and Susan Hirsch Chair in International Business. She currently serves on the Board of Equitable Holdings, Inc., Hamilton Insurance Group, Ltd. and Element Fleet Management Corp. Ms. Lamm-Tennant served on the Board of Selective Insurance Group from 1994 to 2015 and Ivans (an insurance technology provider) from 2001 to 2013. Ms. Lamm-Tennant holds a Ph.D. in Finance and Investments from the University of Texas, Austin; an M.B.A. in Finance from St. Mary's University, San Antonio, Texas and a B.B.A. with Honors in Accounting from St. Mary's University, San Antonio, Texas.